Online Travel Agency Commission Rates 2025–2026: What to Expect

Online travel agency commission rates in 2025 and 2026 mean two different things: what suppliers (hotels, cruises, tours) pay on bookings, and what platforms or host agencies keep from that. Here’s a clear breakdown and how it affects you.

Two types of “commission rates”

When people search for online travel agency commission rates, they’re often asking about one or both of:

Supplier commission – The percentage of the booking value that hotels, cruise lines, tour operators, etc. pay to the advisor or agency (e.g. 10–15% on a hotel stay).
Platform or host take – The share that a host agency or OTA keeps from the advisor’s commission (e.g. 80/20 means you keep 80%, the host keeps 20%).

Both matter for your real earnings. Below we use 2025–2026 industry norms; exact numbers vary by supplier and contract.

Supplier commission rates (2025–2026)

What suppliers pay on the booking value hasn’t shifted dramatically. Typical ranges:

Product	Typical commission range	Notes
Hotels	10–15%	Room rate; can be higher with preferred/volume deals
Cruises	10–16%	Often strong; add-ons (excursions, packages) can add more
Tours / packages	10–20%	Package margins often better than components
Travel insurance	20–35%	High rate; often underused by advisors
Car rental	5–10%	Lower than lodging
Flights	0–5%	Many carriers pay little or nothing to advisors

So online travel agency commission rates from suppliers in 2025–2026 are still mostly in the 10–20% band for core products, with insurance and some niches higher. For more on maximizing what you earn from these rates, see maximizing commission earnings.

Host agency / platform commission (the split)

Many advisors don’t work as fully independent agencies; they work under a host agency or a platform that provides credentials, tools, and supplier access. In return, the host often takes a cut of commission:

70/30 – You keep 70%, host keeps 30% (common with heavy support for new agents).
80/20 – You keep 80%, host keeps 20% (very common “standard” split).
90/10 – You keep 90%, host keeps 10% (often for experienced agents, less support).

Some hosts charge monthly fees instead of (or in addition to) a split. So when comparing online travel agency commission rates 2025 or 2026, you need to look at both the supplier rate and what the host keeps. For full context on costs and splits, see cost of starting a travel agent business.

Travelovin: 0% platform commission (you keep 100%)

At Travelovin, we take 0% of your commissions. Advisors keep 100% of what they earn from supplier commissions—no commission split with us. We don’t take a cut of your hard-earned commissions; what you earn is yours.

Our model is built around that: platform, training, and supplier access (170,000+ properties), without taking a share of advisor commission. So in the context of online travel agency commission rates 2025–2026, Travelovin sits at the 0% take end for the platform side—advisors keep the full supplier commission (subject to supplier terms, not ours).

If you’re comparing hosts or platforms, the question isn’t only “what do suppliers pay?” but “what does the host or platform keep?” A 0% platform commission means more of the supplier rate stays with you.

What to compare when choosing a host or platform

When you look at online travel agency commission rates and where to work:

Supplier access and net rates – Can you book the products you want at competitive net rates?
Platform take – What % does the host/platform keep? (Travelovin: 0%.)
Fees – Monthly or annual fees vs. commission splits; startup costs matter.
Support and tools – Training, tech, and community can be worth more than a slightly better split if they help you earn more overall.

For real earning potential by stage, see how much does a travel agent make.

Bottom line

Online travel agency commission rates in 2025 and 2026 still mean: (1) supplier payouts (often 10–20% on core travel products), and (2) host/platform take (e.g. 70/30, 80/20, 90/10, or 0%). Travelovin keeps 0%—advisors keep 100% of their commissions. When comparing options, look at both supplier rates and what the platform keeps so you know your true take-home.

Keep 100% of your commissions. Explore Travelovin for advisors—platform, training, and 0% commission take.